All applications must include:

• Scanned copy of government issued identification

• Last 2 pay stubs (or 2 months bank statements)

• Copy of any other forms of income listed

• Voided check (if preferred payment method)

• Copy of credit report (Credit Karma).

Village Financial does not use an credit score to determine approval. Credit Karma provides verification of an individual's debt which we use to understand an individual's debt to income ratio.